About Zedvance Finance Public Sector Payroll Loan

Personal credit granted to salary earners employed by either a private or public organization for a monthly loan repayment. These loans are typically backed by salary payments and provided repayment instruments are used to achieve collections till loan expiry.

Requirements for loan

One passport photograph
One year bank statement
Staff ID Card
Employment / Confirmation Letter / Last Promotion Letter
6 months pay slips
Valid means of identification (International Passport, Driver's license, National Identity Management Commission (NIMC) Card, Voter's card)

States Covered

FCT-Abuja & Lagos

About provider

Zedvance Finance is a leading consumer finance company, committed to providing lending services in the most efficient and convenient manner through best practices. Zedvance is a subsidiary of new-age financial solutions powerhouse, Zedcrest Group. The company serves over 1 million Nigerians through different self-service digital channels including USSD, mobile app, web app, WhatsApp bot and sales agents. Since commencing operations in March 2014, Zedvance has been at the forefront of driving financial inclusion in Nigeria, by bridging access to credit for both salary earners and non-salary earners, and promoting responsible lending through financial education. Zedvance is licensed by the Central Bank of Nigeria (CBN).


Benefits 

Competitive Interest Rates: Zedvance offers competitive interest rates on its loans, making it an affordable option for customers who need access to funds.

No Collateral Required: Unlike traditional lenders, Zedvance does not require you to provide collateral to secure a loan. This makes it easier for you to access funds, especially if you do not have assets to pledge as collateral. 

Transparent Process: Zedvance has a transparent loan application process, providing customers with clear information on loan terms, interest rates, and fees. This helps you to make informed decisions and avoid surprises. 

Fast Disbursement: With Zedvance, you can receive funds quickly and easily. The company's digital lending platform enables you to apply for loans and receive funds within 24 hours of approval. 

Flexible Repayment Options: Zedvance offers flexible repayment options. You can choose to repay their loans in weekly or monthly instalments, depending on your financial situation. 

Exclusion List

Zedvance shall NOT lend to employees in the exclusion list

-Unregistered companies

-Companies dealing in illegal activities

-Start-up companies (Exceptions can be raised)

-Loss-making companies (only to be approved exceptionally)

-Companies whose employees are paid based on commission

-Indicted companies

-Companies undergoing investigation by any anti-graft or law enforcement body

-Second-rate NGOs

-Tier 2 and 3 Micro-Finance Companies


Read the Zedvance Review here




 

Location

https://www.google.com/maps/place/Zedvance+Limited/@6.4295296,3.4259359,15z/data=!4m6!3m5!1s0x103bf5181faed2e1:0x699863eee3a94b5a!8m2!3d6.4295296!4d3.4259359!16s%2Fg%2F11t4d_rb77?entry=ttu

Contact Address

65, Karimu Kotun Street, Victoria Island, Lagos

Loan Calculator

Loan Amount

20000
REPAYMENT FREQUENCY
LOAN DURATION (MONTHS)
MANAGEMENT FEE DEDUCTION
Management fee does not apply
MONTHLY INSTALLMENTS

Loan Summary


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All rights reserved. © 2024 AfricaCompare Limited
All rights reserved. © 2024 AfricaCompare Limited
All rights reserved. © 2024AfricaCompare Limited
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