Standard 'Fixed' account. Allows for Investment of specific amount of money for a fixed period, at an agreed rate. There is option of early or premature termination of funds but 20% of accrued interest is forfeited. Individual customers: Duly completed Application Form Valid means of identification (national ID, International passport, driver's license, voters’ card, resident permit for foreigners).Recent Utility bill (electricity bill, water rate bill, tenement rate, rent receipt). One recent passport size photograph, BVN. Customer Investment advice Business Entities: In addition to the above(for Signatories) Certified true copies of Statutory documents of a legal entity TIN Board resolution authorizing opening and signatories to account. Proof of company address e.g., utility bill of company address